Hi Lo 13 European Blackjack Review – High RTP Rates and Side Bets

Are you eager to play the most exciting online blackjack games with high payouts? In this Hi-Lo 13 European Blackjack review, you can learn more about the most exciting features of this wonderful variation powered by Microgaming. Play with a high RTP of 99.60% and benefit from a unique hi-lo option and features such as Insurance and Hit Split Aces.

Hi Lo 13 European Blackjack
Up to £150 Welcome Bonus
Full T&Cs apply. 18+ begambleaware.org New accounts only. Min. £10 deposit, debit card and PayPal only. Up to 50x wagering, game contributions vary, max stake applies. 7 day expiry.
Casino Rating 4.70/5
Full Name Hi Lo 13 European Blackjack
Software Micrograming
RTP 99.60%
Blackjack Pays 3:2
Live Dealers Yes/No
Min Bet £1
Max Bet £200
Best Alternative Lucky Blackjack
Best Casino 32Red
Best Bonus £150
Recc. Payments Visa, Mastercard
Launched on 01/04/2015

Hi Lo 13 European Blackjack by Microgaming

Play Hi Lo 13 European Blackjack

Last Updated on 30 Sep 2024 by Harrison Newton

Here’s what to expect from the upcoming review – we’ll begin with the basic rules, betting limits, and payouts followed by some strategy advice and tailor-made tips on how to maximise your wins while minimising the risks.

At the end, you’ll be able to test the embedded Hi Lo 13 European Blackjack free demo as long as you wish for and practice what you’ve learned in the previous paragraphs. So, if this sounds of any interest, stay with us until the end and later, take a look at the online sites for blackjack which we wholeheartedly recommend.

The Hi Lo 13 European Blackjack Online Game Overview

Hi Lo 13 European Blackjack is an online game powered by Microgaming with 2 decks and was released in 2015. This variation boasts an attractive RTP of 99.60%. The game offers several attractive features such as Insurance, Hit Split Aces as well as Side Bets. Hi Lo 13 European Blackjack betting limits range from £1 to £200.

Advantages and Disadvantages of Hi Lo 13 European Blackjack

One of the main advantages of this game is the high payout rates that it offers. The Hi Lo 13 European Blackjack RTP is 99.60%, which is competitive enough. Besides, if you want to play Hi Lo 13 European Blackjack online, you need to know that you can enjoy some exciting features such as Insurance or Hit Split Aces. Without a doubt, this game variation can meet the expectations of many gamblers out there.

Hi Lo 13 European Blackjack Pros & Cons
  • Insuarance
  • Hit Split Aces
  • Side Bets
  • No Multihand
  • No Surrender Option
  • Re-Split Feature is Unavailable

Yet another interesting thing about the Hi Lo 13 European Blackjack game rules is the fact that you will also be able to double on hard 9-11. Nevertheless, some features are missing. For instance, the game does not offer Multihand or Double After Split. The Surrender option or the Dealer Peak are also unavailable.

How to Play Hi Lo 13 European Blackjack by Microgaming

How to Play Hi Lo 13 European Blackjack Online

  1. Choose a Licensed Online Casino
  2. Provide the Required Details to Creat New Account
  3. Enter the Cashier and Deposit
  4. Place Your Bets on Hi Lo 13 European Blackjack
  5. Enjoy the Exciting Features

Game Rules, Bets & Features

RTP: 99.60%
Blackjack Pays: 3:2
Number of Decks: 2
Dealer Rule: stands on all 17
Dealer Peek: No
Insurance: Yes
Surrender: No
Split: Yes
Re-split: No
Double: on hard 9-11
Double After Split: No
Hit Split Aces: Yes
Side Bets: Yes
Multihand: No

Similar to the blackjack rules of the top variations, this game is played with 2 card decks following the standard European rules and the well-known goal of getting the total of your hand closer to 21 than the one of the dealer. The “Hi-Lo 13” title is due to the specific 3 side bets which offer simple rules and great payout.

Right after placing your normal bets, use one of the 3 side bet areas to wager whether your first two cards will be lower, higher or exactly a total of 13. A card total below or above 13 pays 1:1 while an exact 13 match awards the more exciting 10:1. Both regular and side bets are totally independent. Meanwhile, bets start from £1 going up to £200 for regular wagers and from £1 – £25 for the 3 side bets.

Except for this side bet extra, the game features go on as it normally would. Splitting is allowed only once on any two cards with the same denomination while a split ace with a 10-value card drawn afterwards is considered a 21 result, not a blackjack. The insurance bet is offered when the dealer shows an ace as a first card and there is no peeking allowed.

Both surrender and doubling down after a split option is not available. Furthermore, you could use the super clever auto-play feature which works together with an inbuilt strategy or try some of the visual and sound settings in the options menu to make it all look and sound just as you prefer.

Once you start playing this online blackjack variation, you will immediately notice how amusing it is. The gameplay options will help you enjoy an exciting gameplay and the hi-lo feature will definitely catch the attention of many gamblers who want to grab some exciting rewards.

Hi Lo 13 European Blackjack Strategy Chart & Tips

Even though we are including the best possible Hi Lo 13 European Blackjack tips and strategy for Hi Lo 13 beneath this paragraph, you can also find it embedded in the game. However, the good news is that the player is not just allowed a peek when needed but all sorts of modifications according to their gambling preferences or personal style as well.

Meaning that if you are supposed to stand in a certain situation you could easily change that and save it to be а Hit for all your next moves. Then after activating the auto-play feature, all your preferences will become part of the strategy rules.

Progressive Blackjack Strategy Card

The blackjack strategy card is not almighty, though and even strictly following its rules doesn’t guarantee constant wins or sure progress. The reason is that the wining chances of the casino could never completely disappear. So, the best thing to do if you want to keep yourself in the game for longer is to find a good bonus offer to add to your balance.

The Hi-Lo Features

The Hi-Lo feature is what makes this game so attractive. With the Lo option, you can bet that your initial hand will be less than 13. On the other hand, the Hi option, you bet that the total will be more than 13. Both the Hi and the Lo pay 1:1. However, if the player wins the third option – the 13, then the payout will be 10:1.

How to Play with Real Money

Keep in mind that you always need to check specific important details before you start gambling. If you want to play Hi Lo 13 European Blackjack online, you need to check the licences and the safety features of the blackjack casino sites that you choose.
The best Hi Lo 13 European Blackjack casino sites need to provide you with high safety standards.

Besides, you also need to check if the operator offers convenient payment methods that will allow you to deposit as soon as possible. It is always good to play with generous blackjack bonuses. They will help you improve your gambling excitement.

Recommended Hi Lo 13 European Blackjack Online Casinos to Play in 2024

Many gambling platforms offer variations such as the one that we have outlined in this Hi Lo 13 European Blackjack review. If this is the perfect type of blackjack game for you, we advise you to check the best casino sites that we recommend where you can play Hi Lo 13 European Blackjack for real money. You need to know that we have selected these operators carefully based on vital elements such as licensing, safety, casino bonuses and available payment methods.

The Best Hi Lo 13 European Blackjack Casino Bonus for November 2024

Playing Hi Lo 13 European Blackjack for real money will be even more exciting if you choose to gamble with a casino bonus. However, not every operator can offer you the most exciting promotions. The bonus needs to be well-balanced when it comes to its wagering requirements and other details. However, we have managed to select the best casino bonus that will be suitable for those who want to play Hi Lo 13 European Blackjack.

Up to £150 Welcome Bonus
Wagering:
50x
Min. Deposit:
£10
Validity:
7 Days
Full T&Cs apply. 18+ begambleaware.org New accounts only. Min. £10 deposit, debit card and PayPal only. Up to 50x wagering, game contributions vary, max stake applies. 7 day expiry.

The rollover conditions of the best blackjack casino bonuses are not the only factor that you need to take into consideration. Don’t forget to check the minimum deposit requirement. Keep in mind that every promotion has a specific validity period in which you need to complete the turnover conditions. Last but not least, always pick a bonus for which the particular blackjack game will have a higher contribution toward the wagering requirements.

Hi Lo 13 European Blackjack Free Play

Now, here is the perfect place and time for you to try a Hi Lo 13 European Blackjack demo demo mode! However, keep in mind that demo games at the best Hi Lo 13 European Blackjack online casinos may not work in every region. Same quality, no-real-money risk, all features included. Use the rules guide we provided above, combine it with the strategy card and experiment, it will be fun and not risky at all. No doubt, the perfect overture before playing for real money.

Hi Lo 13 European Blackjack Free Demo

Practicing your blackjack skills is the only way to get better and make the most out of your money when the real game starts. All you need are fast and optimal decisions which start to come instinctively after some time of test-paly in close partnership with your own intuition and the strategy card recommendations.

After all, it’s always better to make mistakes in the demo mode and learn from that without consequences. So, take your time and place some demo wagers on the table and anjoy this top Microgaming online casino game variation.

Frequently Asked Questions About Hi Lo 13 European Blackjack

We hope that this Hi Lo 13 European Blackjack review has covered all the information that you need to know about this variation by Microgaming. Nevertheless, you can still check the dedicated section with frequently asked questions that we have provided. Here, you can find some extra details in case you have missed something.

1️⃣ Where can I play Hi Lo 13 European Blackjack online with real money?

If you want to play this game, then you'd better check the top Hi Lo 13 European Blackjack casino sites that we have outlined in this Hi Lo 13 European Blackjack review. These operators are licensed and have excellent security. Moreover, they offer casino bonuses that will be perfect for playing Hi Lo 13 European Blackjack online.

2️⃣ Is Hi Lo 13 European Blackjack good?

Yes, this is one of the most attractive blackjack game variations that you can enjoy. The game has some convenient features such as Insurance and Hit Split Aces. Check the demo that we have prepared in this Hi Lo 13 European Blackjack review to get to know the specific gameplay options.

3️⃣ What's the best casino bonus for Hi Lo 13 European Blackjack?

If you want to enjoy playing Hi Lo 13 European Blackjack for real money, then you'd better claim the best casino bonus that we have picked for you. The operator that we have selected offers an extremely attractive bonus for new customers with well-balanced wagering requirements that can help you boost your account seriously.

4️⃣ What can you tell me about Hi Lo 13 European Blackjack?

This game is among the top online blackjack variations. Many players highly appreciate the overall Hi Lo 13 European Blackjack performance thanks. This is because the game has some exciting gameplay options. Besides, the Hi Lo 13 European Blackjack RTP of 99.60% is also attractive enough.

5️⃣ How do I play on Hi Lo 13 European Blackjack?

This variation pays 3:2 and the variation has 2 decks. The Hi Lo 13 European Blackjack rules allow you to benefit from options such as Insurance, Split or Side Bets. If you want to become better at this game, you can also check the main Hi Lo 13 European Blackjack tips so that you can prepare a good strategy.

Conclusion & Other Games to Play

Graphicly and payout-wise Hi Lo 13 European Blackjack shines bright with high quality and a pretty nice RTP. The side bets increase the house edge as all side bets do but add a lot of excitement to the overall gambling experience at the same time.

One of the game’s highlights that we have also outlined in this Hi Lo 13 European Blackjack review is surely the customisable strategy card in combination with the auto-play option. However, there are some not-so-beneficial features as well e.g the no re-split rule or the double-down restrictions. If you feel like changing the game, take a look at the 3 other blackjack recommendations below.

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If you decide to go for Hi Lo 13 European Blackjack, after all, test the game at 32Red Casino. They will give you a generous offer making sure your start is more than welcoming. Amazing customer support, safe banking, and one of the most diverse game portfolios is what they are best known for, so if you enjoy the game, 32Red is the place to start your real money gameplay.

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